Residential Conveyancing & Property

Freehold or Leasehold Sale and Purchase/Mortgage or Remortgage/Transfer of Equity

Our fees cover all of the work required to complete the sale or purchase of your home, including on a purchase dealing with registration at H M Land Registry and dealing with the payment of Stamp Duty (SDLT) if the property is in England or Land Transaction Tax (LTT) if the property is in Wales. On a sale we will also deal with the redemption of your existing mortgage.  On mortgage or remortgage we will deal with the requirements of your Lender including searches and enquiries, if necessary,  redeem any existing mortgage and register any new mortgage as required.

1. This is a standard transaction and that no unexpected matters arise including for example (but not limited to) a defect in the title which requires remedying prior to completion of the preparation of additional documents ancillary to the main transaction.
2. In leasehold transactions that this is the assignment of an existing lease and is not the grant of a new lease
3. The transaction is concluded in a timely manner and no unforeseen complication arise
4. All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
5. No indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

How long it will take from your offer being accepted until you can move into your house will rest on on a number of aspects.  The typical process takes between 4-12 weeks.  It can be quicker or slower, subject to the parties in the chain.  i.e. if you are a first time buyer, purchasing a new build property with a mortgage in principle, it could take 6 weeks.  However, if you are buying a leasehold property that involves an extension of the lease, it can take significantly longer, between 3 to 6 months.  In this instance, additional charges would apply.

1. Take your instructions and provide you with initial advice
2. Obtain identification from you
3. Check finances are in place to fund purchase and contact lender’s solicitors if required
4. Receive and advise on contract documents
5. Carry out initial searches
6. Attain further planning documentation if required
7. Make any needed enquiries of the seller’s solicitors
8. Provide you with advice on all documents and information received
9. Go through conditions of the mortgage offer with you
10. Send final contract to you for signature
11. Agree completion date (date from you which you own the property)
12. Exchange contracts and notify you that this has happened
13. Send Transfer Deed to you for signature
14. Arrange for all monies required to be received from lender and you
15. Complete purchase
16. Attend to payment of SDLT/LTT (Stamp Duty)
17. Deal with application for registration at H M Land Registry